This network has grown over many years to incorporate floorcovering and furniture
retailers, national, regional or local, who wish to be a part of a UK wide membership.
This network supplies goods to policyholders who need to replace damaged items as
a result of an insurance claim. As the replacements are paid for by the Insurance
Companies and not the general public, this is blue chip business where payment will
be secure. You will, however, need to allow for normal credit terms administered
by the Insurance Companies before final payment is made. Invoices cannot be submitted
before the goods are fitted and the policyholder is satisfied with the work.
An Independent Inspections claims inspector will visit a claimant's property to
inspect, plan and validate the product for replacement. Once a claim has been settled
in favour of the replacement of goods, the policyholder is issued with a mandate
from Independent Inspections. This is a voucher that entitles them to purchase the
goods at a store of their choice. If a policyholder chooses your shop to replace
his floorcoverings he will hand you the mandate. You then authorise the mandate
with Independent Inspections who will give you a unique computer generated security
number for that job. You can then order the goods and proceed with the fitting.
All members will receive promotional material to display in the showroom.
Increasingly, Insurance Companies are insisting that their Policyholder's use the
ARN and we are instructed to refuse authorisation to any retailer who is not part
of the scheme
There is an annual membership fee payable to Independent Inspections Ltd to cover the staff and administration
costs of operating the network. A condition of membership is that the supplying
retailer must give a 15% discount off the net mandate value to the paying insurance
There is a document entitled the "Conditions of Approval" which will be sent to
you once your application has been received and is being processed. These conditions
must be signed by both parties before approval is ratified.
Recruitment of retailers is dependent on several factors including location, standing
in the business community and current levels of service. In the first instance,
please apply on letter headed paper of your business to: ARN Department, 6 Fulwood
Park, Caxton Road, Fulwood, Preston, PR2 9NZ.